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Sales Service Parts. How can you learn the money factor? Simply ask the dealer. Once you get the number often abbreviated on lease documents as MF , just multiply it times 2, — an industry financing constant — to get the APR. For example, if the money factor is. Getting the money factor, instead of just negotiating the APR, is a way of communicating to dealers that you know this is how they quantify the markup on financing.
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Thus, it has intimidation value. You may be able to get tips on which dealers to visit from web postings on chat sites where people discuss deals on leases in your area. You want to find cars with high post-lease residual value —preferably, north of 55 percent — because this can lower your lease rate.
Cars with high residual values tend to be models that retain their value well. As a rule, luxury cars tend to retain their value better proportionately. Get a handle on all additional charges before agreeing to a deal. Close ended lease offered to qualified lessee with approved credit by Porsche Financial Services.
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